Find the best rates in Ontario
with expert guidance

5-year fixed*

3.84%

5-year variable*

3.95%

*Insured mortgage rates. Other conditions apply. Rates subject to change.

Mortage advice you can trust

Compare, apply, and secure your perfect home loan hassle-free! Receive expert advice and guidance.

Pre-qualification certificate

Our online application provides an instant certificate of the maximum mortgage you qualify for.

Simple and stress-free

We make new mortgages, renewals and refinancing simple, helping Ontarians find competitive rates and flexible terms.

Mortgage Process

Working with a mortgage broker can save you time, money, and unnecessary stress.

STEP 3

Approve

Submit application 

Get Lender Commitment 

Upload Documentation 

STEP 4

Close

Fulfill Conditions 

Signing with Lawyer 

Funding Disbursed 

Mortgage Calculators 

Lifetime Support. Call Anytime. 

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Want mortgage advice directly to your digital device, get an instant Pre-Approval certificate in under 60 seconds, and access to the best rates in the market in real-time?​

Instant Access to Rates, Calculators, and Pre-Approvals

Features:

 Rates comparison in real-time industry-wide

 Get Pre-Qualified without a credit check

 Calculate your total cost of owning a home

 Calculate the required income for a mortgage

 Estimate the minimum down payment needed

 Estimate Location specific Closing costs

The Ratebook Advantage

Who we are

Focused on Client Satisfaction

At RateBook.ca, we are more than just a mortgage comparison site—we are your trusted partner in navigating the complex world of home financing. Our mission is to empower Ontarians with the knowledge, tools, and resources they need to make confident, informed decisions when it comes to mortgages and real estate investments.

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